Somy Ali

Somy Ali

By : Ms. Jo

“If you wish to experience peace, provide peace for another.”~ Tenzin Gyasto, The 14th Dalai Lama

Our Sophisticated Diva this week is a young Woman by the name of Somy Ali. Born in Karachi, Pakistan, this actress, model, Human rights advocate, free lance journalist and documentary film maker goes unheard of by many but continues to work relentlessly to help shed light as well as help domestic violence victims through direct services and influential policy.


On March 25th Somy Ali was born and raised in Karachi until the tender age of seven. Then was moved to Fort Lauderdale, Florida to Start a new life with her mother and younger brother. In 1992, at the age of 16 Somy relocated to Mumbai, India to purse modeling as well as becoming an actress in Hindi films. In 1999 Somy moved back to America and obtain a Bachelors degree in psychology, graduated with a degree in film making and also obtained a degree in broadcast journalism. She completed three short films on Abortion, teenage suicide and Domestic Violence.

Ms. Ali is the founder and president of a nonprofit organization by the name of No more tears’ which mission is to empower people to live safe, hopeful and happy lives. But more so aids to help immigrant women who suffer from domestic violence and abuse.


  • Somy was one of ten to be honored by L’Oreal women at the 2013 ceremony
  • Somy also received five awards for efforts of supporting human rights
  • Played the lead in 10 Bollywood movies and had done several commercials
  • Has seven printed publications in south Florida and interviewed by nine television networks
  • She speaks English, Urdu (Pakistan), Hindi (India)




To learn More about Somy Ali and the No More Tears Project. To Make a Pledge and Save a Life Click the link below

Certificate of Deposit (CD)

Certificate of Deposit (CD)



I hope everyone has been working on their budget analysis. In meantime, I wanted to highlight kicking off one of my finance goals, which is investing. Most if not all of these activities that I ask you partake in to accomplishing your financial goals, I have or am doing as well. For instance, in December I actually created my own budget worksheet and realized I spend excessively on things I do not need, so in January I made my cuts. I was then able to save some money (which I ended up having to use); $500 of that amount went into my savings account. Now this is not a regular savings account, it is actually a CD. A Certificate of Deposit (CD) is a promissory note issued by a bank stating that you are to receive interest on a sum of money once it reaches maturity, however you cannot withdraw that money at any time without incurring a penalty.

I’m sure you’re wondering why do all of that especially when you cannot withdraw the money whenever you want. First, I do not want easy access to my money. Some banks including mines require there is a minimum amount of money in the account or else you will owe them money. This allows me to keep the minimum for the duration of the CD. Secondly, the interest rate is higher in a CD versus a savings account. Finally with this CD, I am able to put additional money throughout the 18 month duration to increase my payout upon maturity.

Calculating the potential payout

Certificate of Deposit

Initial Deposit: 500

Months: 18

Interest Rate: 0.5%

Interest compounded monthly

Using the Certificate of Deposit Calculator, the estimated payout would be $503.75

Now I know what you’re thinking, all of that for $3.75. However, first off I have a fluctuating interest rate which means that my interest can go up or down (hopefully up). Also, the more money I put in the higher my payout will be. This along with rolling this payout for another 18 months would eventually create a higher rate of return.

Please note that the more money you invest and higher interest rate you obtain = a higher payout. Research and review before investing

Progress is a slow process but better than nothing.