Summer Financing

summer money

By: Ms. J

It is almost that time of year (besides Black Friday and the Christmas season) where money starts to flow. Summer time is the time when trips are taken with family and friends and everyone is out after a winter of being cooped up in the house. Technically, gearing up for summer requires advance planning and saving; however if you are like me and didn’t think about it until the last minute or procrastinated then you have about a month and a half to get ready.

What do you want to do? Are there any goals you want to accomplish? Maybe you want to become certified in SCUBA diving. Where do you want to go? Somewhere new and exciting to create fresh memories and experiences with family and friends. Make a list of various adventures you would like to partake in whether it is free or expensive. Next, create a schedule of when these events would likely happen. This would help in ruling out the ones you will be able to do based on your work and personal life. Typically, most people have one or two big events as the highlight of their summer, sprinkled with mini treats in between. Mini treats can be anything such as having a girl’s night out, the movies, bowling, laser tag, paintball, rock climbing etc.

The best way to enjoy your summer is to ensure that you are able to do the things that you want without going broke and unable to pay your bills. These days there are so many ways to save money using sites such as Groupon, Living Social, Time Out and Amazon Local. Not only is it a way to find out about upcoming events in your city but you are able to get a deal as well. It is important to save money even when having fun.

From June 21 to September 22, I commit to having a frugal yet fun and exciting summer. Many of us get wrapped up into work that we forget about enjoying life. Making this commitment to myself and reinforcing it during the summer ensures that I have a worthy summer to look back on.

Here are my Miami Summer musts:

Major Trip: Travel back home to NYC for a week

2nd Major Trip: Weekend trip to Key West

Mini Treats using:

Educational: Learning to ride a motorcycle


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