Back on Track….(financial edition)

back on track

By: Ms. J

Can you believe that it is the end of June? We only have 6 more months to complete our 2014 goals. Time flies, life happens and brain farts occur. Let us re-evaluate our accomplishments thus far and our goals for the rest of the year.

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Cost-Benefit Analysis of Moving Expenses

moving

By: Ms. J

We are moving this weekend. BOOO!! I mean it’s great and I am happy for the move, but I am not happy about the moving process. As much as I love to travel, I don’t like to pack and unpack for the trip, so imagine how I feel about this move.

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All-Inclusive or Not?

all inclusive

By: Ms. J

This trip to Cancun, Mexico was my first all-inclusive resort trip and I must say it did not live up to my expectations; however that was mostly due to my fault.

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Getting ready for the college

graduation

By: Ms. J

Congrats to all the graduates, especially the high school graduates leaving their parents wings and entering the real world. While most look at this time as a chance to be free from parental rule, party, and have fun do remember that it also a time where you learn the most of who you are. Whether you can balance your time and remember the good upbringing that your parents bestowed onto you. From a financial aspect, many of you might have worried incessantly about how you are going to pay for college, whether it is through loans, grants, scholarships or gifts. I hope you have not only factored in the cost of college but also the means of remaining in college.

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National Small Business Week

small business week

By: Ms. J

“In his proclamation declaring May 12-16 as National Small Business Week, President Barack Obama called small businesses “the lifeblood of our economy, employing half of our country’s workforce and creating nearly two out of every three new American jobs.” (CNBC).

Hosted in select cities each year, the SBA uses this opportunity as a forum to foster and assist small businesses around the U.S. This year, San Francisco, Kansas City, Boston and Washington D.C. were the top cities chosen to host this year’s events. If you happen to reside in or close to one of these cities, take a moment to attend, learn and use the knowledge the government is offering to further your business opportunity.

http://www.cnbc.com/id/101664777

http://www.sba.gov/nsbw/nsbw

 

Summer Financing

summer money

By: Ms. J

It is almost that time of year (besides Black Friday and the Christmas season) where money starts to flow. Summer time is the time when trips are taken with family and friends and everyone is out after a winter of being cooped up in the house. Technically, gearing up for summer requires advance planning and saving; however if you are like me and didn’t think about it until the last minute or procrastinated then you have about a month and a half to get ready.

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Credit Check

credit-report

By: Ms. J

Are you looking to make a big purchase this year? Do you want to buy a car, home or start a sole proprietorship? Congrats on your decision, but have you checked your credit report?

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National Financial Capability Month

personal-finace-month

 By: Ms. J

April is National Financial Capability Month. Proclaimed in 2012 by President Obama, he wanted to address the issue of American financial capability and debt. “During National Financial Capability Month, we recommit to ensuring everyone has access to the information and tools that empower them to operate safely and smartly in the marketplace.” (Obama, 2012). In order for the economy to strengthen, the people must be financially stable and secure. Take time to review your financial status and take ownership of it by becoming responsible for your past and present financial behavior.

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Tax Returns

tax money

By: Ms. J

If you haven’t processed your tax returns then you have 7 more days to go. Tuesday April 15, 2014 is the IRS tax filing deadline. I hope you have had a moment to reflect on my previous post (Tax Season), which gave important information about the tax process. Some of you may or may not have received your refund check, if you have I hoped you used it wisely and if not here are some thoughts about it.

 

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Can you AFFORD it?

afford

By: Ms. J

Every so often, if not every day, many have to wonder about whether they can afford to make some purchases in their life that they need or want. This can range from buying essentials such as food or splurges such as diamond earrings. I know I have fallen in both spectrums at certain points in my life whether it is because I put myself there with bad spending habits or I simply at that point was not making enough money to pay for it all.

 

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